Take a step closer to your dream home with HDFC Bank home loans.
HDFC Bank offers among the most feature-packed home loans in India. Besides free document storage, get approvals on your home loan even before you choose a property. We also provide guidance on buying a property when you apply for home loans.
With quick processing and attractive interest rates, HDFC Bank’s home loans are hassle-free and customer-friendly. In addition, women who apply for home loans are eligible for lower interest rates.
HDFC Bank offers among the most feature-packed home loans in India. Besides free document storage, get approvals on your home loan even before you choose a property. We also provide guidance on buying a property when you apply for home loans.
With quick processing and attractive interest rates, HDFC Bank’s home loans are hassle-free and customer-friendly. In addition, women who apply for home loans are eligible for lower interest rates.
more info click here
https://www.hdfcbank.com
ICIC BANK
Home Loans
Affordable Home Loans at effective rates as low as 4.62% per annum
Calculated on a loan amount of Rs. 25 lakh for a first-time home buyer with an annual family income of Rs.15 lakh and rate of interest of 8.35% per annum considering subsidy of Rs. 2.30 lakh under Pradhan Mantri Awas Yojana (PMAY). The effective interest rate may vary based on the loan amount, PMAY subsidy and applicable income tax slab. The effective rate is applicable for the first year only.E.g. If your annual family income is Rs. 15 lakh and you avail a home loan of Rs. 25 lakh from ICICI Bank with Credit Linked Subsidy Scheme (CLSS) of PMAY, then you would receive a subsidy of Rs. 2.30 lakh. Also on your above income, you would be able to avail income tax benefit of Rs. 72,244 for a year. Therefore, though the interest rate applied to your loan account is 8.35% per annum, the effective interest rate would be 4.62% p.a. for the first year considering the above benefits.
more info click here
https://www.icicibank.com
citibank
- Special features of Citibank Home Loan
- Attractive Interest Rates.
- Easy Home Loan up to Rs. 10 crore.
- Flexible repayment tenure up to 25 years.
- Home Loans up to 80% of the property value.
- Flexibility to pay interest only during construction period.
Citibank Benefits- Interest calculated on daily reducing balance.
- No co-borrowers/guarantors required.
- CitiPhone platform to answer all your queries.
- Online access to your Home Loan account.
Home Loans available for- Purchase of under construction property.
- Purchase of Ready Property.
more info click here
https://www.online.citibank.co.in
DHFL Home Loan
DHFL Home Loan Details
| Interest Rate | 9% to 9.75% | |||||||||||||||||||||||||||||||||
| Processing Fees | Rs.5000 to Rs.20000 | |||||||||||||||||||||||||||||||||
| Loan Tenure | 1 Year to 30 Years | |||||||||||||||||||||||||||||||||
| Partial pre-payment Charges | Nil | |||||||||||||||||||||||||||||||||
| Pre-closure Charges | Nil | |||||||||||||||||||||||||||||||||
| Guarantor Required | No Guarantor Required
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SBI Home Loan
| Interest Rates upto 30 Lakhs | 8.30%(women) - 8.35% (others) |
| Interest Rates 30 – 75 Lakhs | 8.30% (women) - 8.35% (others) |
| Interest Rates above 75 Lakhs | 8.40% (women) - 8.45% (others) |
| Maxgain above Rs. 20 lakhs & upto Rs. 30 lakhs (women) | 8.35% |
| Maxgain above Rs. 20 lakhs & upto Rs. 30 lakhs (others) | 8.40% |
| Maxgain above Rs. 30 lakhs & upto Rs. 75 lakhs (women) | 8.40% - 8.45% |
| Maxgain above Rs. 30 lakhs & upto Rs. 75 lakhs (others) | 8.45% - 8.50% |
| Maxgain above Rs. 75 lakhs (women) | 8.45% - 8.50% |
| Maxgain above Rs. 75 lakhs (others) | 8.55% - 8.60% |
| Minimum EMI per 1 Lakh | Rs.755 upto 30 Years |
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